1. Overview
onGist allows eligible users ("Creators") to earn money through:
Participation is voluntary and subject to eligibility requirements.
2. Eligibility
To qualify for monetization, you must:
- Have a valid onGist account
- Be at least 18 years old
- Comply with all platform policies
- Meet minimum trust score or activity thresholds
- Provide accurate payout and identity information
onGist reserves the right to approve or deny eligibility at its sole discretion.
3. Monetization Features
3.1 Tipping
Users may voluntarily send monetary tips to Creators.
- Tips are discretionary and non-refundable (except in cases of fraud or error)
- onGist may apply a service fee
3.2 Paid Questions / Priority Visibility
Users may pay to:
- Increase visibility of their questions
- Incentivize faster or higher-quality responses
Creators are not guaranteed payment unless explicitly specified.
3.3 Sponsored Content
onGist may allow:
Creators must clearly disclose sponsored content where applicable.
4. Revenue Share and Fees
To maintain platform integrity and facilitate secure reward distributions, onGist applies the following fee structure:
- Bounty Platform Commission
A platform service fee ranging from 10% to 20% is deducted from the total reward amount of Bounty Questions. This commission funds our automated ranking algorithms, AI-powered fraud detection, and the infrastructure required to ensure fair competition.
- Tipping & Service Fees
Standard platform service fees and third-party payment processing charges apply to all user tips. These fees are calculated at the time of transaction and deducted from the gross amount sent by the user.
Note: Net earnings are credited to your in-app wallet only after all applicable commissions and processing fees have been deducted. Fee structures may be adjusted periodically to reflect platform operational costs.
5. Earnings and Wallet
Creators may have an in-app wallet showing:
onGist may apply:
- Holding periods
- Verification checks
Before funds become withdrawable.
6. Payouts
6.1 Methods
Payouts may be processed via:
6.2 Minimum Threshold
Creators must reach a minimum payout threshold to initiate a withdrawal:
6.3 Processing Time
Payouts may take several business days or longer if verification is required.
6.4 Verification
Creators may be required to provide:
- Identity verification
- Banking details
- Tax information (where applicable)
7. Prohibited Monetization Activities
Creators must NOT:
- Use bots or fake accounts to generate tips or engagement
- Coordinate fraudulent tipping schemes
- Mislead users for financial gain
- Post low-quality or spam content solely for earnings
- Manipulate trust scores or reputation
8. Fraud Detection and Enforcement
onGist may:
- Monitor transactions and behavior
- Flag suspicious activity
- Delay or withhold payouts
- Reverse transactions
- Suspend or terminate accounts
Fraudulent earnings may be forfeited.
9. Content Ownership and Licensing
Creators retain ownership of their Content.
However, by monetizing Content, you grant onGist the right to:
Your Content in connection with monetization features.
10. Taxes
Creators are responsible for:
- Reporting earnings
- Paying applicable taxes
onGist may provide transaction records but does not provide tax advice.
11. Refunds and Disputes
11.1 User Refunds
Refunds may be issued in cases of:
- Fraud
- Technical errors
- Policy violations
11.2 Disputes
onGist reserves the right to investigate disputes and make final decisions regarding payouts and refunds.
12. Suspension and Termination
onGist may suspend or terminate monetization access if:
- Policies are violated
- Fraud is suspected
- Account integrity is compromised
This may include freezing earnings and canceling pending payouts.
13. No Guarantee of Earnings
onGist does not guarantee:
- Income
- Audience reach
- Engagement
Earnings depend on user activity and content quality.
14. Changes to Monetization Features
onGist may:
- Modify or discontinue features
- Adjust fees or thresholds
- Introduce new monetization options
15. Limitation of Liability
onGist is not liable for:
- Loss of earnings
- Payment delays caused by third parties
- User behavior affecting tips
16. Compliance with Laws
Creators must comply with:
- Applicable financial regulations
- Anti-money laundering laws
- Local tax laws
17. Governing Law
These Terms are governed by the laws of the Federal Republic of Nigeria, without regard to its conflict of law provisions.
18. Contact
19. Acceptance
By participating in monetization features, you acknowledge and agree to these Monetization Terms.